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Why that Pay Raise Won’t Make a Difference

Almost all of us, at one point, have said to ourselves: “If I can just make $X/year, I will no longer need to worry about money,” or, “If I get paid $X/hour, everything will change.” But for anyone reading this who has reached that once impossible threshold we set for ourselves many years ago, you Why that Pay Raise Won’t Make a Difference

Beware of Multi-Payment Sites: The Hidden Dangers of Klarna, Affirm, and Others

In recent years, the rise of online shopping has brought about a slew of payment options that promise convenience and flexibility. Klarna, Affirm, and similar multi-payment sites have gained popularity for their “buy now, pay later” approach, allowing consumers to split their purchases into smaller installments. While these platforms may seem appealing at first glance, Beware of Multi-Payment Sites: The Hidden Dangers of Klarna, Affirm, and Others

15 Tips to Save Money This Holiday Season

The holiday season is often a time of giving. While exchanging gifts with loved ones is wonderful, it can also lead to financial stress as expenses pile up. Fortunately, there’s a way to keep the holiday spirit alive without breaking the bank: by getting creative with your gifts. Creative presents can be thoughtful, fun, and 15 Tips to Save Money This Holiday Season

BRICS Countries Alternative to the Dollar

BRICS Countries Alternative to the Dollar

By: David Ashley, MD, MBA You may have heard a reference to the BRICS countries in the news. The previously used acronym was BRIC, introduced in the early 2000s by a Goldman Sachs analyst who referenced these expanding emerging market countries with many commodities and natural resources. He predicted certain countries would dominate the world BRICS Countries Alternative to the Dollar